This prohibited product is subject to Malaysia law or by other payment service provider (e.g Banks, PAYNET and MPGS) such as:
- Direct Marketing – Travel-Related Arrangement Services
- Direct Marketing – Outbound Telemarketing Merchants
- Outbound telemarketers
- Direct Marketing – Continuity / Subscription Merchants
- Direct Marketing – Other Direct Marketers – not elsewhere classified
- Direct Marketing – Inbound Telemarketing Merchants
- Multi-level marketing businesses
- Rebate-based business and up-sell Unlicensed Multi-level marketing merchants
- Telemarketing
- Time sharing
- Gold bar
- Investment scheme
- Buyers’ Club / Membership clubs
- Key-entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non–face-to-face environment using key entry
- Telecommunication Services including but not limited to prepaid phone services and recurring phone services
- File sharing services
- Drugs, Drug Proprietors, and Druggists Sundries
- Drug Stores, Pharmacies
- Internet pharmacies / Internet pharmacy referral site
- Cigar Stores and Stands
- Tobacco / Cigar / Electronic Cigarette / Nicotine content products
- Video Entertainment Rental Stores
- Credit Counselling / Credit repair services
- Credit repair or debt settlement services, credit transactions or insurance activities
- Credit protection / Identity theft protection
- Associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card
- Associated with the sale of traveller’s checks or money orders
- Check cashing businesses
- Currency and forex
- Sell counterfeit goods
- Selling items / services that relates to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, Eg: Drugparaphernalia, prescription and controlled medicines
- Operate business that encourage, promote, facilitate or instruct others to engage in illegal activity, including violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime
- Sale of stolen goods including digital and virtual goods,
- Tobacco, E-Liquids and E-Cigarettes product/service must be legal to be sold in the area that you are selling from and to the state/country you are selling to. The website must have a disclaimer of item not sellable to buyers below 18 years old. senangPay ONLY allows local transactions under this category of business activity.
- Fireworks and hazardous materials
- Items encouraging illegal activity
- Involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent Suspicious and irregular activities: Criminals, Drug traffickers, Terrorists, Arms dealers
- Any attempt of money laundering as a way to fund and expand illegal activities.