This prohibited product is subject to Malaysia law or by other payment service provider (e.g Banks, PAYNET and MPGS) such as:

1. Direct Marketing – Travel-Related Arrangement Services
2. Direct Marketing – Outbound Telemarketing Merchants
3. Outbound telemarketers
4. Direct Marketing – Continuity / Subscription Merchants
5. Direct Marketing – Other Direct Marketers – not elsewhere classified
6. Direct Marketing – Inbound Telemarketing Merchants
7. Multi-level marketing businesses
8. Rebate-based business and up-sell Unlicensed Multi-level marketing merchants
9. Telemarketing
10. Time sharing
11. Gold bar
12. Investment scheme
13. Buyers’ Club / Membership clubs
14. Key-entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non–face-to-face environment using key entry
15. Telecommunication Services including but not limited to prepaid phone services and recurring phone services
16. File sharing services
17. Drugs, Drug Proprietors, and Druggists Sundries
18. Drug Stores, Pharmacies
19. Internet pharmacies / Internet pharmacy referral site
20. Cigar Stores and Stands
21. Tobacco / Cigar / Electronic Cigarette / Nicotine content products
22. Video Entertainment Rental Stores
23. Credit Counselling / Credit repair services
24. Credit repair or debt settlement services, credit transactions or insurance activities
25. Credit protection / Identity theft protection
26. Associated with purchases of annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card
27. Associated with the sale of traveller’s checks or money orders
28. Check cashing businesses
29. Currency and forex
30. Sell counterfeit goods
31. Selling items / services that relates to transactions involving (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, Eg: Drugparaphernalia, prescription and controlled medicines
32. Operate business that encourage, promote, facilitate or instruct others to engage in illegal activity, including violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime
33. Sale of stolen goods including digital and virtual goods,
34. Tobacco, E-Liquids and E-Cigarettes product/service must be legal to be sold in the area that you are selling from and to the state/country you are selling to. The website must have a disclaimer of item not sellable to buyers below 18 years old. senangPay ONLY allows local transactions under this category of business activity.
35. Fireworks and hazardous materials
36. Items encouraging illegal activity
37. Involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent Suspicious and irregular activities: Criminals, Drug traffickers, Terrorists, Arms dealers
38. Any attempt of money laundering as a way to fund and expand illegal activities.